Attention homeowners: Real estate appraisal services for in West Columbia and Lexington County

Check out the top 7 reasons SC homeowners hire A. M. Appraisals:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to reduce a mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a SC divorce, when real estate needs to be divided
Determine the true market value of real estate in question to settle an estate in Lexington county or SC

Need help determining the value of your home in or near West Columbia, SC?
Contact A. M. Appraisals.

At A. M. Appraisals, we understand the particular needs of a consumer seeking appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. Being a regular consumer that ordinarily doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at A. M. Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping consumers just like you get rid of unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from A. M. Appraisals is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. A. M. Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd wish to have an expert double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from A. M. Appraisals can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? A. M. Appraisals can help you with that. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.